Introduction

Welcome to Wealth By Design (“we,” “us,” “our”). By accessing, using, or interacting with our website, programs, trainings, digital content, or services, you agree to these Terms of Use.

Please read them carefully before participating in any opportunity or program offered through our platform.

1. What We Do

Wealth By Design provides educational content, digital tools, and online business training.

We offer individuals the ability to learn modern online marketing strategies, access digital product systems, and participate in opportunities where commissions may be earned through independent marketing efforts.

We do not guarantee income or results. As with any business, success requires time, learning, financial investment, and consistent effort.

2. Who We Are

We are a team of entrepreneurs providing digital resources and mentoring for individuals looking to build online income streams.

Our free masterclass explains the business model and expectations clearly.

Participation is voluntary, and you are never obligated to purchase anything after watching the training.

If you choose to join one of our programs, you acknowledge that all businesses involve investment, personal responsibility, and variable outcomes.

3. Refund Policy

We offer a 14-day money-back guarantee on our initial startup package.
If you decide the opportunity is not aligned with your goals, we will refund your startup fee minus any costs associated with your onboarding, digital setup, or training access.

Wealth By Design is not responsible for any external expenses, including advertising costs, software subscriptions, or third-party tools.

4. Earnings Disclaimer

Any income examples, earnings statements, or testimonials shared by Wealth By Design or its participants represent individual experiences only.

They are not guarantees of results.

Your results will depend on:

> The time and energy you commit

> Your marketing efforts

> Your budget and business experience

> Your ability to learn and apply strategies

> Your motivation and consistency

> We do not offer legal, financial, business, or tax advice.
> You agree that Wealth By Design is not liable for your business decisions, outcomes, or results.

5. Age Requirements

You must be 18 years or older to access or participate in any Wealth By Design programs.
We do not permit access to anyone under the age of 18 or covered under COPPA (Children’s Online Privacy Protection Act).

6. Intellectual Property

All content on this website including videos, text, graphics, downloads, course materials, and digital systems—is the intellectual property of Wealth By Design.

You may not:

Copy, Share, Sell, Publish, Distribute, Modify, Upload or reproduce any material from Wealth By Design without written permission.

Unauthorized use may result in legal action.

7. Restrictions on Linking, Framing & Referencing

You may not hyperlink, frame, mention, or reference Wealth By Design’s website or content in any commercial or public setting without written permission.

Violation of this section may result in liability for damages.

8. Accuracy of Information

While we strive to provide accurate information, we do not guarantee that all content is complete, error-free, or up-to-date.
Your use of the content is at your own risk.
We do not warrant the accuracy of training materials, strategies, or online information.

9. Technology & Security Disclaimer

Wealth By Design is not responsible for any harm to your devices, data, or software that may arise from interacting with our website, downloads, or third-party tools.

You access and download content at your own risk.

10. Limitation of Liability

By using our website and programs, you agree to release Wealth By Design from liability associated with:

> Financial loss

> Business performance or outcomes

> Technical issues

> Emotional distress

> Accidents, errors, or omissions

> Any perceived or actual damages

> Participation is voluntary and at your own discretion.

11. Indemnification

You agree to indemnify and hold Wealth By Design harmless from any claims, damages, legal fees, or liabilities resulting from your misuse of our website or materials.

12. Submissions

Any feedback, testimonials, comments, messages, or content you send to Wealth By Design is considered a “submission.”

By submitting, you grant us the right to use your content for marketing, business, or commercial purposes without compensation.

13. Dispute Resolution

Any dispute arising from your use of Wealth By Design programs or materials shall be resolved through binding arbitration.
By participating, you waive the right to a court trial or class action lawsuit.

14. Governing Law

These Terms of Use are governed by the laws of the location in which Wealth By Design operates.
Any legal matters will be handled within this jurisdiction.

15. Contact Information

For questions, support, or assistance, reply directly to any email sent to you by the Wealth By Design team.

Thank you for being part of Wealth By Design.

We’re committed to helping you build a life of freedom, purpose, and financial empowerment by design.**